Commercial Real Estate Loans

Unlock the potential of your property investments with our tailored Commercial Real Estate Loans. Whether you’re expanding your portfolio or starting a new project, we have the right solution for you.

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Basics

Understanding Commercial Real Estate Loans

Commercial Real Estate Loans are designed to finance the purchase, development, or renovation of income-producing properties. These loans are crucial for investors looking to expand their real estate holdings or upgrade existing properties to boost their market value and revenue.

Loan Varieties

Commercial Investment Property

Commercial property includes office, retail, industrial, hospitality, restaurant, and specialty properties. Create the right investment mix and grow your holdings with financing built around your business plan.

Multifamily Property

Tailored for properties housing multiple tenants, these loans facilitate the acquisition or refurbishment of apartment buildings and complexes, optimizing rental income and property value.

Owner-Occupied Loans

Ideal for businesses intending to occupy over 50% of a property, these loans help secure spaces that align with your operational needs and financial goals.

Benefits

Commercial real estate loans can help business owners and investors purchase, refinance, or improve income-producing property while preserving cash for operations, reserves, and future growth.

Supports property acquisition

Finance the purchase of office buildings, retail centers, warehouses, mixed-use properties, multifamily properties, and other commercial real estate.

Helps preserve working capital

A strong loan structure can reduce the need to use large amounts of cash upfront, allowing your business to keep capital available for other needs.

Can improve long-term stability

Owning or refinancing commercial property may help create more predictable occupancy costs and support long-term business planning.

Flexible uses for different property needs

Commercial real estate financing may be used for purchases, refinances, renovations, expansions, and certain investment property transactions.

Challenges

Commercial real estate financing can be useful, but lender review is often detailed. The right structure should account for the property, borrower strength, cash flow, collateral, and long-term repayment ability.

Property income and occupancy are closely reviewed

Down payment or equity requirements may be significant

Loan terms vary based on property type and use

Appraisals, financials, and documentation can affect timing

Practical Real Estate Financing for Business Owners and Investors

Property Purchases: Finance the acquisition of owner-occupied or investment commercial real estate with a structure based on the property type, cash flow, and borrower profile.

Refinance Options: Replace an existing loan, improve repayment terms, access equity, or adjust the financing structure to better fit current business or investment goals.

Renovation and Expansion Funding: Secure financing for property improvements, buildouts, tenant upgrades, or expansion projects tied to commercial real estate.

Apply Now to Review Better Options for Your Commercial Property

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F.A.Q’s

Common Questions Answered

Can I use a commercial real estate loan to buy a property for my business?

Yes. Commercial real estate loans are commonly used to purchase owner-occupied properties, including office buildings, retail spaces, warehouses, and other business-use properties.

Can commercial real estate loans be used for investment properties?

Yes. Depending on the property type, cash flow, borrower profile, and lender requirements, financing may be available for income-producing commercial properties.

What do lenders review for commercial real estate financing?

Lenders typically review the property value, property income, borrower financials, credit profile, down payment or equity, debt service coverage, and the intended use of the property.